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HOW IT WORKS

Authentic.

We're dedicated to doing things the right way - with the utmost integrity and transparency. We treat your decision to buy or sell a home like our own and we take our role as your guide seriously - we get to know you, understand your needs, support you and treat you like part of our family.

Committed.

We believe in community and we're always willing to lend a helping hand to you and to each other because the best businesses serve others.We are committed to our agents and their clients and will always do the right thing.

Driven.

We know that buying or selling your home is a big life transition, and our team is here to help you at every step of the way. We're innovative and passionate about what we do, adapting quickly to an ever-changing market to get the very best result for you and your family. Strong relationships are the foundation of our success and fuel our growth for excellence.

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OUR AGENT

Excel Legacy Realty Team

+1(586) 598-5988

hankrealtyexec@gmail.com

Don Sobieski

+1(586) 306-0051

realtordon26@gmail.com

Don Sobieski

Realtor®

Hank Mendez

+1(586) 405-3333

hankrealtyexec@aol.com

Hank Mendez

Associate Broker-Team Leader

Harry Kourlos

+1(586) 883-3333

harryrealtyexec@gmail.com

Harry Kourlos

Realtor®

OWL YOU NEED TO KNOW

How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.

What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?

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